The charging station for modern business
PayCharge is your manual charge terminal: enter an amount, pick any connected gateway, and charge your client's card on the spot — over the phone, at the counter, or from the office.
A charge in three moves
No hardware, no terminal rental — the charging station runs in your browser.
Enter the amount
Type what you're charging, pick a currency, and choose the gateway you want to settle through.
Client enters their card
Card details go straight into the processor's hosted fields — never into your browser storage or our servers.
Charge, done
One tap. The result lands in your ledger instantly with status, brand, last four and a reference ID.
Fully loaded, out of the box
Everything around the charge — gateways, team, invoices, reports — ships together.
16+ gateways, one station
Stripe, PayPal, Square, Authorize.Net, Braintree, Adyen, Mollie, Razorpay, crypto processors and more — switch per charge.
Your own merchant accounts
Connect the processor accounts you already own with their API keys. Money settles directly with you.
PCI-safe by design
Hosted card fields from each processor mean full card numbers never touch Pay Charge infrastructure.
Invoices built in
Turn any charge into a branded invoice link your client can pay later from any device.
Team charging with controls
Invite your team, choose who can charge, invoice or view transactions, and enable or disable seats anytime.
Reports in CSV & PDF
Filter the ledger by gateway, teammate, status or date and export clean reports for accounting.
Statement descriptors
Add a descriptor per merchant so clients recognise the charge on their card statement.
Test & live modes
Run test-mode credentials while you set up, then flip to live keys when you're ready to take real money.
One station, every way to get paid
Cards, wallets and crypto — PayCharge routes each payment through the merchant account you choose. Connect once, then every charge is two fields and a button.
16+
supported gateways
0%
extra platform fees
$5
per month to start
100%
of card data kept off our servers
Why teams move their charging to PayCharge
Logging into five processor dashboards to take one payment is a tax on every sale. PayCharge turns it into a single screen your whole team can use safely.
- Take a payment the moment a client is ready — on a call, at the counter, anywhere
- Route each charge through the gateway with the best rate for that card
- Zero platform percentage: you only pay your processor's normal fees
- A full audit trail for every charge, invoice and teammate action
- One dashboard replaces a drawer full of processor logins
- Grows with you: from a solo Standard plan to a Pro plan with the whole team
Ready to take your first charge?
Create an account, connect a gateway in test mode, and run a charge in under five minutes.